How Much Does an Inground Pool Really Cost?
Let’s be honest. You’re not just looking for a pool. You’re investing in a lifestyle. A backyard oasis. A private retreat that reflects your success. But the biggest hurdle? The nagging question: “How much is this really going to cost me?” You’ve probably Googled “inground pool cost,” seen a huge range of numbers, and felt even more confused.
Thinking about building an inground pool? You might be imagining surprise costs, long delays, or a finished pool that doesn’t match your dream. This is a common concern for homeowners in South Florida. Many worry about overpaying, dealing with unreliable contractors, or ending up with a pool that doesn’t deliver the quality and luxury they expected.
Building a pool is more than just a financial decision. It’s about your time, your peace of mind, and making sure your investment truly adds value to your home and lifestyle.
In this guide, we’ll break down the real costs of an inground pool in South Florida. We’ll explain what affects the price, how to avoid hidden costs, and what to expect at every stage. By the end, you’ll know how to plan your pool project confidently and avoid common mistakes.
Don’t Fall for the “Starting At” Price
You’ve probably seen ads saying, “Inground pools starting at $XX, XXX!”
Sounds good, right? But the truth is that numbers rarely tell the full story. These prices usually only cover the basics, a simple hole in the ground with minimal features.
The Problem: As you add necessary elements like decking, safety features, and finishing touches, the cost goes up fast. Many homeowners experience “sticker shock” when the final price is much higher than advertised.
Why It Happens: Some pool companies advertise low prices to get homeowners interested. Once you’re committed, they may suggest extra features that significantly raise the total cost.
The Solution: Always request a detailed, itemized quote that lists excavation, materials, labour, permits, and optional features. A trustworthy builder will explain every line and make sure you know what you’re paying for.
How Size and Shape Affect Your Pool Cost
It’s simple: a bigger pool costs more. But the shape and complexity of the design also make a difference.
The Problem: Pools with curves, multiple levels, or custom features require extra materials, more skilled labour, and more time. What looks stunning on paper can quickly become expensive.
The Solution: Work with your designer to balance beauty and cost. They can suggest simpler shapes or materials that still look impressive without pushing your budget too far.
Choosing the Right Material: Concrete, Vinyl, or Fiberglass
The type of material you choose affects both the cost of an inground pool and future maintenance.
- Concrete (Gunite/Shotcrete): Durable, fully customizable, and long-lasting. Higher upfront cost, but ideal for luxury homes.
- Vinyl Liner: Low initial cost, but liners need replacement every 5–10 years.
- Fiberglass: Moderate cost, low maintenance, but limited in design options.
The Problem: Many homeowners pick the cheapest option without thinking about long-term costs or durability.
The Solution: Consider your budget, long-term maintenance, and desired look. Ask your builder for a breakdown of costs for each option so you can make the right choice.
Excavation: More Than Just Digging a Hole
Excavation might sound simple, but in South Florida it can be tricky. Soil conditions, underground utilities, and existing structures can make the job complex and costly.
The Problem: Unexpected soil issues or utility lines can delay construction and increase costs if not properly checked in advance.
The Solution: Make sure your pool builder performs a thorough site survey and has experience handling local soil conditions and underground utilities. Check that they are licensed and insured to avoid surprises.
Features That Add Up Fast
Waterfalls, spas, tanning ledges, lighting, and automation systems are exciting, but they can quickly increase the pool’s inground cost.
The Problem: Homeowners often get carried away, adding features that are expensive but not really needed.
The Solution: Prioritize features that match your lifestyle. Ask your builder for cost-effective alternatives that still give you the luxury feel without overspending.
Landscaping and Decking: Making Your Backyard Complete
A pool is just one part of your backyard. Landscaping and decking create a cohesive, inviting space, but they can be costly if you’re not prepared.
The Problem: Many homeowners underestimate these costs and run out of budget before the backyard is finished.
The Solution: Plan landscaping and decking early. Get multiple quotes and consider materials like pavers or concrete for an attractive, budget-friendly option.
Ongoing Costs of Owning a Pool
Installing a pool is only the first step. Chemicals, maintenance, electricity, and repairs add up over time.
The Problem: Homeowners often overlook these ongoing costs, which can lead to unexpected expenses later.
The Solution: Budget for regular maintenance and invest in energy-efficient pumps, automated systems, and equipment to save money over time.
Inground Pool Cost Table (South Florida Estimates)
Here’s a clear breakdown of typical inground pool costs in South Florida. These are approximate ranges and will vary based on size, materials, and features.
| Pool Type / Feature | Estimated Cost (USD) | Notes |
|---|---|---|
| Small Vinyl Pool (12x24 ft) | $25,000 - $35,000 | Cheapest option, liner replacement every 5–10 years |
| Medium Fiberglass Pool (14x28 ft) | $40,000 - $55,000 | Low-maintenance, limited design options |
| Medium Concrete Pool (16x32 ft) | $55,000 - $80,000 | Highly customizable, long-lasting |
| Large Concrete Pool (20x40 ft) | $80,000 - $120,000+ | Luxury design, high-end materials |
| Excavation | $5,000 - $15,000 | Cost depends on soil and site conditions |
| Pool Decking / Patio | $5,000 - $20,000+ | Material choice affects total cost |
| Landscaping | $5,000 - $25,000+ | Depends on plants, lighting, and hardscaping |
| Optional Features (Spa, Waterfall) | $2,000 - $20,000+ | Price depends on size and complexity |
| Maintenance & Chemicals (Annual) | $2,000 - $5,000 | Includes electricity, pumps, chemicals, and minor repairs |
Why Are Inground Pools So Expensive?
Luxury inground pools in South Florida can feel expensive because they involve:
- Size and shape of the pool
- Materials and finishes
- Skilled labor and craftsmanship
- Custom features and designs
- Local construction and permitting costs
Even though the initial investment is high, a well-built pool adds years of enjoyment, enhances your lifestyle, and increases property value.
Finding the Right Pool Builder
The most important factor in a stress-free project is choosing a reliable builder. Don’t make your decision based solely on price.
Tips for Choosing a Builder:
- Check references and online reviews
- Verify licenses and insurance
- Ask about their project management and communication style
- Ensure they have experience with local soil and design challenges
A good builder ensures your pool is delivered on time, on budget, and built to last.
Conclusion: Your Dream Pool Awaits
Building an inground pool is a major investment, but it’s also an investment in your lifestyle and home value. By understanding the cost of an inground pool, planning features carefully, and working with a trustworthy builder, you can enjoy your dream pool without financial surprises.
Epic Watershapes provides transparency, quality, and exceptional value for South Florida homeowners. Your pool is more than just a feature—it’s part of your home and a reflection of your personal style.
