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The average cost of 10×20 inground pool ranges between $39,000 – $52,000, depending on location, materials, complexity, and custom features involved. Fiberglass and vinyl swimming pools cost less than concrete inground pools, but they are not as long-lasting and durable.
A 10×20 inground pool is a smaller inground pool that measures 10 feet wide and 20 feet long. These compact pools are ideal for:
With a 10×20 inground pool in your yard, you get enough to dip, splash, relax, and spend quality time with your loved ones (but not for lap swimming).
The material you choose for your pool has perhaps the biggest influence on the project’s overall cost. Not only does it affect the initial investment, but also the ongoing maintenance cost, aesthetic, and durability. Let’s explore the cost of 10×20 inground swimming pools by three commonly used materials.
Cost: $39,000 – $52,000
Although pricier, a concrete pool is 100% worth it, and the cost often balances with long-term benefits. Concrete is the gold standard in the pool material industry because of its unmatched durability, longevity, and customizability.
The most outstanding thing about concrete pools is that they can be in virtually any shape—rectangular, square, geometric, freeform, or you name it. So, you can have a personal pool straight out of your imagination and one that can withstand harsh weather conditions.
Cost: $20,000 – $40,000
Fiberglass pools come pre-engineered, ready to install in your yard. The material is so durable and needs relatively low maintenance. So, it’s a great choice for those looking for faster installation and low-maintenance care. The only challenge is that they come pre-fabricated, fiberglass pool shells can be only customized to specific shapes and sizes.
Cost: $24,000 – 45,000
Vinyl pools are the most budget-friendly option. So, it’s an attractive pick for those with a tighter budget. What makes them affordable is the use of a flexible, durable vinyl liner stretched over a polymer or metal frame. Although vinyl pools can be customized in various shapes and sizes, they are not as versatile as concrete pools. Also, although the upfront cost is low, ongoing maintenance expenses can add up to be high over time.
Beyond the material, here are other factors that influence the total pool cost:
Shape: Standard and simple shapes like oval, rectangular, and square pools typically cost much less than kidney-shaped, freeform, L-shaped, or geometric pools.
Water type: Chlorine water is largely avoided because it can cause skin allergies and eye irritation. Saltwater is recommended because it is gentler on the skin, eyes, and hair, but it costs more—around $1,595.
Permit: You need a permit from local municipalities to build a pool, ensuring it is constructed in accordance with Florida’s building and safety standards.
Site prep: This typically involves the cost of excavation, relocating underground plumbing, leveling sloped areas, removing trees, etc.
Add-ons: Extra features around the pool, such as lighting, landscaping, pool cover, slide, and decking, can increase the overall cost. So, be careful when choosing your extras.
While a 10×20 inground pool is good enough to soak up the sun and have leisure time with your family, it requires regular maintenance. You must keep your pool clean, safe, and in good condition. The good news is that 10×20 inground pools are compact, which means you’ll spend less time and money on maintaining them.
But the exact maintenance cost largely depends on the material used to construct the pool. For instance, vinyl pools are easy to maintain and cost less compared to other fiberglass and concrete pools. The liner may tear easily, requiring multiple replacements over time.
For the most cost-effective option, which is easiest and cheapest to maintain, go for a fiberglass pool. Its smooth surface naturally resists algae and requires few repairs over time.
Concrete or gunite pools can be hard to maintain, and their maintenance costs tend to be higher. But again, with proper care and maintenance, concrete swimming pools are almost like a lifetime investment. Plus, they increase the value of your property more substantially than the other two options.
Financially, the ROI of an inground pool is higher than that of an aboveground pool. It increases the value of your property, making it more appealing. That’s not all! A 10×20 inground pool offers a sentimental return on investment—you create endless memories with your loved ones. It becomes your personal oasis for family bonding and small get togethers.
Life is better by the poolside.